Grundlegende Anforderungen für die Merchant-Verarbeitung

Payment acceptance of cash is the easiest medium in the business world. However, it is not always possible when you do business online or your scale of the operation is a higher a. The use of credit cards, debit cards of the customers to pay facilitates the business monitor and manage. The service dealer processed is an agreement between the merchant, the Bank and the payment processor. The payment processor route the money into your bank account. These services include conditions.

Requirements of the merchant processing

For the successful implementation of the service merchant processed are several technical details very crucial. We discuss them in the underlying paragraphs.

Certified secure server-the credit card holders, if your card type. the information is processed in unencrypted text format to the site server. , To avoid the use of SSL decoding server for Web Ventures is data depending on the merchant processing services highly advised.

Payment order form and gateway for merchant processing, it is important to ensure that the personal and account information of customers on the order form must have a secure server. Payment gateway is the way between important customer information and the processor. The merchant service has the authorization, management and processing of this way.

Buy wagon-this is the software for the online business. Include an e-commerce shop and it should be on a secure server.

Account for the merchant service the merchant processing is happening real time in all cases. Therefore, they need a certified and secured merchant account for processing, which can, authorize, capture, and the credit card transaction fix.

Third-party services the third-party services are processed in the service dealer. The third collects your payment, important information from customers and handle all processing operations. You make the whole process more stress-free.

Deferred payment: in this way also the dealer associated with processing. In this way that enter their data customers and that merchant data manually collect services. In this process, the gateway is not required; You can check all data and correct them. However, this is a time-consuming process.

Merchant services marketing marketing of the merchant service has two methods marketing from banks and marketing of independent sales organizations. The banks give processing accounts directly to merchants, merchant accounts with VISA or MasterCard. To avoid risk, the banks restrict a geographical area for those with store or small business. These banks are called member banks. On the other hand, the member banks have an ISO/MSP for the merchant processing. The ISO/MSP requires sponsorship by the Bank based on their financial stability. You have a registration fee for VISA and MasterCard's pay.

Prices and fees, the fee merchant processing very different. Some vendors have regular, some numbers on a percentile basis and some on a term basis. Some are fixed service providers by traders that are passed by the credit card bank issuer. This is called the interchange fees.

Cost for merchant traders in various fees for credit card use; It ranges from one percent to 3 percent of the value of the transaction by a credit card.

Position and understand all expressions together, can you now a merchant account service processed.

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