Karte Verarbeitung Risiko für Reisebüros

Before they set up an e-commerce travel agency, merchant liability fares online selling potential sales agent should understand. Understanding risk exposure helps you take appropriate measures to minimize it and your travel agent to protect from losses in connection with chargebacks due to by customer disputes and fraudulent transactions. As a sales agent for an airline, for example, your travel agent be liable a flight ticket for the whole amount, if it is successfully disputed by the customer or purchased stolen card with an account number. To reduce the risk, you must establish e-commerce policies and procedures the following questions:

An authorization request, which is from a card issuer indicates that the account in a good standing is. The transaction is approved but no proof that is the legitimate cardholder at the time of purchase, yet there is a guarantee for the payment. Keep in mind that most airlines liable for fraudulent transactions, card-emergency-present, even if they have been approved by the card issuer. As a travel agency might be your organization not a visa or MasterCard merchant is subject to the credit card associations rules and regulations. However, the airline is a visa and MasterCard merchant and it is subject to their rules and regulations. Note that in most was in connection with transactions which financial liability to the travel agent transfers airline that has it in the context of the contractual agreement with partnership. In such cases, your organization will bear the full financial responsibility.

In the light of the above examples, it is understandable why travel agents under the highest risk card processing merchants to visa and MasterCard's list are included. If a payment processing partner select your merchant services, you need to choose one with experience in dealing with travel agencies and other high-risk merchants. Your processor must able, you in the development and implementation of your fraud prevention process and proactive identification and correction potential vulnerabilities in your processing cycle.

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Posted in: Agencies,Processing,Travel